Sat. Nov 2nd, 2024

Win the House- Get Pre-Approval FIRST!

Why Loan Pre-Approval Matters

Can you make an offer on a house before pre approval or should I get mortgage pre-approved before searching for a home in Tampa Bay?

Today we’ll answer that question for you in this short video.

In short, the answer is ✅ —you should always get pre-approved before going home shopping for a Tampa Bay home!

0:00 DO I need a preapproval before looking at homes

0:17 What is a preapproval letter

0:38 Why you need to work on this NOW

1:03 Finding a great Lender, and why that matters

1:23 A Cautionary Tale

2:02 Let’s connect

Why loan pre approval is so important to win in any market

An experienced real estate agent, always recommends that you get pre-approved for a loan before viewing homes and making any offers. This way, everyone know that you’re serious about buying a house and that you’re qualified for a loan. More importantly, in this market, a seller won’t look at your offer unless you show a pre approval letter. You might also need a proof of funds too to show you have the down payment and closing costs to close the transaction. In short, you can’t make an offer on a house before knowing the details of your pre approval.

If you’re not sure what to do, talk to a loan officer or real estate agent to see what they recommend.

Thinking about moving into a neighborhood with a Homeowners Association? Check out this post!

We work with several lenders like Keller Mortgage on an ongoing basis. We can help you find the best lender for your situation to increase the chances of you closing on your new home! If you’d like to meet other lenders, just ask!

We get calls, texts and emails every day from people just like you, looking for help on making a move and we absolutely love it. 😍 Whether you are thinking of selling or buying, moving in 9 days or 90 days, give us a call ☎, shoot us a text 📝, or send us an email 📨 so we can help you make a smooth move to, or across- any of our neighborhoods across Tampa Bay 🌴⛱. If this is your first time here, subscribe to our newsletter to get updates, or just reach out to say hi!

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Tampa Bay housing market update

Tampa Bay Real Estate Market Update: July 2022

We are getting plenty of questions about the Tampa Bay real estate market from locals and people thinking of moving to Tampa :
Are prices about to crash?
Are buyer’s buying Tampa real estate?
Will my house sell?
Don’t panic! In this short video, I’ll give you three key highlights about the current housing market:

Home prices and recessions- what history shows us
Are prices dropping- here’s the data
Are houses still selling- here’s the data

We aren’t seeing anything we haven’t seen before… which feels funny since we’ve just spent the last couple of years or so seeing everything as historic and never-before seen!!

Read More »

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